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FinTech

Finance, Technology and Regulation

ROSS P. BUCKLEY, DOUGLAS W. ARNER, AND DIRK A. ZETZSCHE

Written by three of today’s most widely read global FinTech experts in an easy-to-understand style, this book provides the insights needed by all those who seek a comprehensive understanding of the FinTech Age. The authors explain all relevant technologies in an accessible manner, including algorithms, artificial intelligence, blockchain, Big Data, cloud computing, cryptocurrencies, central bank digital currencies, crypto-exchanges, and distributed ledgers. They provide a unique perspective on FinTech as an interactive system that involves finance, technology, and law.

The book begins with an evolutionary perspective, discusses technological features and the role of infrastructure, and analyzes the risks generated by FinTech before concluding with forward-looking regulatory strategies. The authors explore how societies can best utilize and how regulators can effectively oversee the FinTech revolution to address the challenges the world is facing today.

Download and read the Introduction at the Social Science Research Network

This book delivers a unique understanding of Fintech as an interactive system involving finance, technology and law.

Introduction

REVIEWS

Reviews

Dan Awry
Cornell Law School

Technological advances are rapidly changing the face of finance, and with it the challenges and opportunities confronting financial regulators. Understanding the complex, intertwined relationship between finance, technology, and regulation is no longer optional for those researching and working in these fields – it’s an absolute necessity. Buckley, Arner, and Zetzsche provide a strong foundation for this understanding and, having built it, offer important insights into everything from the rise of fintech, regtech, and bigtech to the rapidly evolving worlds of AI and crypto.

Iris Chiu
UCL Faculty of Law

This book discusses the key building blocks for building a fintech-led financial eco-system, including aspects relating to data, e-identity, artificial intelligence, and distributed ledger.


A highly useful resource for any academic, policymaker, or practitioner in the area of fintech and financial regulation.

Singapore Fintech Week

Insights Forum, SFF Main Events, SFF Side Events

4-8 November 2024

Various Venues, Singapore

The Geopolitics of AI at DC Fintech Week 2024

The Geopolitics of AI at DC Fintech Week 2024

Captured by Sangita Gazi on 22 October 2024 at the Fannie Mae's HQ in Washington, DC

The FinTech Rulebook Seminar

The FinTech Rulebook Seminar

Speaking at the Centre for European Policy Studies in Brussels are Douglas Arner, Mattias Levin and Judith Arnal

Book signing and launch

Book signing and launch

Douglas Arner delivering an address launching the 'FinTech: Finance, Technology and Regulation' book in Riyadh.

“The Swiss Army knife of fintech books! All-in-one,” says Michael O'Laughlin

“The Swiss Army knife of fintech books! All-in-one,” says Michael O'Laughlin

Michael O'Laughlin is senior advisor - financial innovation at Saudi Central Bank - SAMA. Michael shares this photo on LinkedIn.

Douglas Arner signing the Fintech book

Douglas Arner signing the Fintech book

HKU Professor Douglas Arner authors the book with UNSW Professor Ross Buckley and University of Luxembourg Professor Dr Dirk Zetzsche. Photo credit: Mohammed Al-Dar.

Meetup with Monerah AlSaber

Meetup with Monerah AlSaber

Moneerah AlSaber, programs manager at Fintech Saudi, shares this photo at 24 Fintech.

Meetup with Muhammed Al-Dar

Meetup with Muhammed Al-Dar

Muhammed Al-Dar, founder and general manager at Tam Solutions, shares this photo on LinkedIn.

Meetup with Mateusz Wierzbinski

Meetup with Mateusz Wierzbinski

Mateusz Wierzbinski, customer success expert at Ailleron, shares this photo.

Announcement
dirk-update.jpg

Professor Dirk A. Zetzsche joins IMF and ESRB Advisory Groups to Help Shape Financial Inclusion and Crypto Regulation

Dirk A. Zetzsche, co-author of FinTech: Finance, Technology, and Regulation, recently joined advisory groups for the International Monetary Fund (IMF) and the European Systemic Risk Board (ESRB). 

 

At the IMF, he serves on the Financial Access Survey Advisory Group, focusing on measuring financial inclusion and addressing the gender gap through enhanced data analysis, with support from Queen Máxima of the Netherlands and Luxembourg’s Ministry of Finance. 

 

He also advises the ESRB's Crypto-Assets Task Force, evaluating crypto-assets' impact on financial stability and contributing to regulatory recommendations. 

 

Prof. Zetzsche holds the ADA Chair in Financial Law (Inclusive Finance) at the University of Luxembourg.

Book Review by Nydia Remolina

In a book review published by Taylor & Francis, Nydia Remolina, Associate Professor in Law and FinTech leader at Singapore Management University, says:

 

"Given the depth and breadth of the book, FinTech: Finance, Technology and Regulation represents one of the most comprehensive analyses of this new discipline that we generally categorise as ‘FinTech’. Moreover, the global and functional approach adopted by the authors makes this book an invaluable source for students, academics, regulators and practitioners from any jurisdiction."

She adds that "this book reflects the content and evolution of a new discipline. As this discipline has been significantly built upon the work that the authors have generously published over the past decade, this book is also a testimony of how legal scholars can contribute to the development of a new discipline, particularly those, such as FinTech, that can help us build a more inclusive, resilient and sustainable world."

Read for more at: Taylor & Francis Online | Book Review 

Nydia Remolina teaches at Singapore Management University and a member of the Swiss FinTech Club at the University of Zurich. Her main areas of work and academic research include financial regulation, capital markets, banking law, Fintech, digital ethics, AI governance, and the intersection of law and technology. She has taught or delivered lectures at several institutions in the United States, Asia, Europe, and Latin America. 

Rutgers' Blockchain and Fintech Program: Leading Scholars’ Presentation with Professors Dirk Zetzsche and Douglas Arner

On January 19 (12 noon Eastern Time / US East - Canada), the Rutgers Blockchain and Fintech Program kicked off the New Year with a book presentation by leading authorities on fintech, Professor Dirk Zetzsche and Professor Douglas Arner, presenting their new book “Fintech: Finance, Technology, and Regulation.”

Media

Podcast

Link

Douglas Arner talks about Data, ID, inclusion and sustainability on Reglex Perspective podcast 

LBLF Video Talk

Link

Ross Buckley speaking on Looking Back Looking Forward 

LBLF Video Talk

Link

Douglas Arners talks about sustainable inclusive finance Technology & Regulation on Looking Back Looking Forward

Book Review

Link

Review by Rebellion Research | AI Asset Management

Podcast

Link

Dirk Zetzsche talks about the new book on Regulatory Ramblings 

News Item

Link

From the Faculty of Law, Economics and Finance (FDEF), University of Luxembourg

About the Authors

Ross P. Buckley

  • Ross Buckley at SSRN

Professor Buckley is one of the world’s most cited and read FinTech scholars. He leads a major, six-year Laureate research project at UNSW into the regulation of FinTech. He advises governments and regulators around the world and has twice been a Fulbright scholar, at Yale and Duke.

Douglas W. Arner

  • Douglas Arner at SSRN

Professor Arner is one of the leading policy researchers on the interaction of finance, technology, regulation and development. He is a Senior Fellow of the Asia Global Institute and Associate Director of the HKU-Standard Chartered FinTech Academy at the University of Hong Kong. He works with international organisations, governments, regulators and leading private sector firms around the world.

Dirk A. Zetzsche

  • Dirk Zetzsche at SSRN

Professor Zetzsche holds the ADA Chair in Financial Law (inclusive finance) and leads the House of Sustainable Governance & Markets at the University of Luxembourg. He is one of the most well-known authors on Fintech regulation, a frequent consultant to regulators and parliaments, and a regular guest at all the leading universities and academic conferences across the Globe.

Authors

This book is now available through Cambridge University Press

Price after discount
£72.00  |  $96.00

Price after discount
£23.99  |  $31.99

Enter the code FINTECH23 at the checkout to get a 20% discount!
Discount code expires on October 31, 2025

You can also buy the book on:

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